Are you HIV Positive?
Life insurance and disability products are now within your reach
AllLife offers life insurance products to HIV positive individuals. If you are interested in obtaining life insurance at affordable rates, without the lengthy waiting periods, you have come to the right place!
AllLife offers a range of products and services to choose from, and it is recommended to discuss your needs and requirements with a qualified professional, before obtaining the life insurance policy that's best for you. Say for example you have small children that will need to go to school and college in the next 10 to 20 years. You will be able to make provision for such expenses by means of a term life insurance policy. Such a policy can be obtained for a set period of time (typically 10 or 20 years) and the money from a term policy can be used for your child's education, should you pass away within the specified period of time. Alternatively, you can obtain a whole life insurance policy which will provide cover for as long as the policy remains current.
Life insurance is a very important element of personal financial planning. It's one of the easiest and most affordable ways to obtain the necessary source of cash for an individual's dependants in case of death or permanent disability. Once a loved one passes away, the dependants will still be able to cope with financial obligation such as a home loan, education or basic necessities such as food, clothes and electricity.
Evaluate your standard of living and the standard of living you want to maintain for your dependents, then speak with a trusted advisor such as an insurance agent or broker and make sure that your dependants will be taken care of when you're no longer able to provide for them. HIV affects many people, but it IS possible to still lead a full and responsible life.